Welcome to our FAQs section, where we aim to answer your most common questions related to the Ontario insurance industry. If you have any specific inquiries not covered here, please don't hesitate to reach out to us.
Absolutely!
I am licensed to conduct business in the Province of Ontario. Using technologies such as secure email and encrypted eSignature systems we can offer you quotes, receive your acceptance and bind the risk, without any of us making the drive. Then, once the policy is issued, it can be emailed to you or snail-mailed, if you wish.
With us, you are widening your access to several reputed insurance companies, and chances are we would be better than your local service provider.
Getting a quote is easy! We can provide you with a quote in as soon as an hour after we have your relevant information.
Auto insurance rates in Ontario are influenced by several factors, the key ones being your:
· driving record of all registered drivers of the vehicle
· age/s
· type of licence (G2, G)
· type of vehicle
· location
· gender
· kilometers driven
· non-payment of premiums, if any
· and coverage options
To get a precise rate, contact us for a quote.
You can potentially lower your insurance premiums by maintaining a clean driving record, bundling policies, increasing deductibles, and taking advantage of available discounts. Specific advice based on your situation can be provided after a quick assessment, as everyone’s situation is slightly different.
Yes, and since we represent nearly 25 insurance companies, we have a myriad of discounts available to you, including multi-policy discounts, safe driver discounts, winter tire discounts, claims-free discounts. Some throw in a complementary tire coverage if they have your home and auto policy. This, in a way is a discount, if you look at it.
You can choose between which set of discounts from a particular insurer suits you best and it may also help you save on your insurance premiums.
Absolutely! Bundling your home and auto insurance can often lead to significant savings. Contact us to discuss your specific insurance needs and bundle options.
The insurance requirements for businesses in Ontario can vary depending on the type and size of the business. It's crucial to discuss your business insurance needs so that we can provide tailored recommendations.
To update your insurance policy or make changes, simply get in touch with my customer support team. They will assist you in making the necessary adjustments.
Mandatory coverage includes accident benefits and third-party liability insurance, which are required by law.
Optional coverage, such as collision and comprehensive, provides additional protection for your vehicle. We can help you understand the differences and choose the right coverage.
We pride ourselves on offering competitive rates, personalized service, and a wide range of insurance options. We are dedicated to helping you find the best coverage to protect what matters most to you. Using technology through-out the client experience has made securing insurance coverage with us as simple and straightforward as possible.
If you have any further questions or need assistance, please don't hesitate to contact us. Your peace of mind is our priority.